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Long-Term Care

NATIONAL CRISIS!

Long-Term Care will affect at least 70% of the population prior to death:

  • Limited coverage;
  • Non-guaranteed premiums;
  • Use it or lose it.

We have the solution:

ONE AMERICA ASSET CARE
Long-Term Care

The biggest risks individuals have with retirement are as follows:

Longevity - Market Risk - Interest Risk - Tax Risk

But there is one risk larger than all of these four risks -- Catastrophe of a Long Term Care Event- that can last from as little as four months to ten or more years. It affects us financially, at $100,000 per year minimum, emotionally, psychologically and physically . One Long Term Care event can destroy a lifetime of savings.

The good news: We have a solution that most of the time doesn't cost you anything!

FACTS:

  • 70% of all Americans will incur a Long Term Care event before they die;
  • In over 90% of married couples, one spouse will incur a Long Term Care event before they die;
  • Only 7% of Americans are covered for a Long Term Care event;
  • 80% of Americans know they have a problem but don't know what to do about it.

We can't prevent a Long Term Care event from happening but we can help you plan, maintain and avoid disasters while we help you protect your retirement.

ONE AMERIC ASSET CARE
Unique Features

PREMIUMS:

Single Pay - 20-Pay - Age 65 Paid Up - Annual Pay

BENEFITS:

Guaranteed premiums for life - No premium increases ever!

50 Months - Lifetime Option Rider - Inflation Option Rider - Single Life

Patent-Two Lives: Any beneficial interested party, i.e., Husband/Wife, Brothers/Sisters, Business Partners. Age difference up to 25 years with Age 80 max.

DEATH BENEFIT:

Always greater than the premiums paid.

ASSET CARE:

Always a Return of Premium if the client wants to cancel prior to receiving benefits.